Prospectus and Financial Reports
These materials are not an offer to sell or a solicitation of an offer to buy any security, nor shall any such security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Please read the Prospectus carefully before you invest or send money.

While the fund is no-load, management and other expenses still apply. Please refer to the prospectus for further details.

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